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  • Provides information about mortgages, mortgage rates, home refinancing, home equity loans and many other mortgage related topics. Try our free mortgage calculator, and find tips ...

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  • Read articles, tips and learn more about mortgages, home equity, mortgage refinancing, second mortgages, and debt consolidation at Mortgage.com

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  • Mortgage-Calc.com provides mortgage calculators, mortgage, financial calculators, amortization tables, and calculators

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  • Find low home loan mortgage interest rates from hundreds of mortgage companies! Includes mortgage loan payment calculator, refinance, mortgage rate, refinance news and calculator ...

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  • Bankrate.com provides cd rates, mortgage loan rate quotes for home loans, mortgages, home equity loan, auto loans, and the best credit cards. Mortgage calculator and tax advice ...

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  • Still want to have personal assistance? You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

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  • First Niagara offers you a secure, convenient and easy way to apply for a home loan. You can apply now and get your mortgage approved quickly, rather than days or weeks.

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  • A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt.

    http://en.wikipedia.org/wiki/Mortgage

  • Whether you?re building or purchasing a new home, a first-time home buyer or just refinancing, Kohler Credit Union Mortgage Services can design a home loan that is right for you.

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  • Provides residential mortgage financing from 250 offices nationwide.

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  • The official web site of the Government National Mortgage Association (Ginnie Mae). ... Securitization of Pilot Rural Development Construction Loans APM 08-13 - Updated ...

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  • UW Credit Union has the mortgage solutions to help you enjoy the home of your dreams. We offer competitive home loans in Wisconsin for almost any situation or income level.

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  • GMAC Mortgage is one of the largest mortgage lenders in the US. Apply for a mortgage, compare home loan programs and rates, refinance your current mortgage, and consider a home ...

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  • To make it easier for consumers to compare mortgage loan interest rates, the federal government developed a standard format called an "Annual Percentage Rate" or APR to provide an ...

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  • Bank of Oklahoma Mortgage Benefits: Still want to have personal assistance? You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for ...

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  • We offer an unbeatable combination of professionally qualified mortgage consultants, a full spectrum of programs, and a streamlined process with the ability to talk to a real ...

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  • About to sign documents for a mortgage accelerator program? You're about to make two critical mistakes which could cause you to lose your home to foreclosure, financial ruin and ...

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  • Find home loans that fit your needs. National Bank of Kansas City is a home loan mortgage lender offering customized mortgage banking solutions.

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Mortgages, Anyone? hair, nails, gifts and mortgages Mortgage

Property law
Part of the common law series
Acquisition of property
Gift  · Adverse possession  · Deed
Lost, mislaid, or abandoned
Treasure trove
Alienation  · Bailment  · License
Estates in land
Allodial title  · Fee simple  · Fee tail
Life estate  · Defeasible estate
Future interest  · Concurrent estate
Leasehold estate  · Condominiums
Conveyancing of interests in land
Bona fide purchaser
Torrens title  · Strata title
Estoppel by deed  · Quitclaim deed
Mortgage  · Equitable conversion
Action to quiet title
Limiting control over future use
Restraint on alienation
Rule against perpetuities
Rule in Shelley's Case
Doctrine of worthier title
Nonpossessory interest in land
Easement  · Profit
Covenant running with the land
Equitable servitude
Related topics
Fixtures  · Waste  · Partition
Riparian water rights
Lateral and subjacent support
Assignment  · Nemo dat
Other areas of the common law
Contract law  · Tort law
Wills and trusts
Criminal Law  · Evidence

A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

The term comes from the Old French "dead pledge," apparently meaning that the pledge ends (dies) either when the obligation is fulfilled or the property is taken through foreclosure.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property.

In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdom, the Commonwealth of Australia and the United States.

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Mortgages, Anyone?
Property lawPart of the common law seriesAcquisition of propertyGift  · Adverse possession  · DeedLost, mislaid, or abandonedTreasure troveAlienation  · Bailment  · LicenseEstates in landAllodial title  · Fee simple ... Read more
Mortgage related Videos
Recent talks about Mortgage
  • Federal Regulators shut down Mortgage lender, Indymac Bank, and seized their assets - one of the largest bank failures in US history.


  • WASHINGTON, July 11 (Reuters) - Mortgage lender IndyMac Bancorp Inc (IMB.N: Quote, Profile, Research, Stock Buzz) was taken over by the Federal Deposit Insurance Corp on Friday, the second largest financial institution to close in U.S. history. ...


  • Yesterday the federal government announced some big changes coming in October 2008. I think these changes could have the most significant impact in Vancouver, given that it is likely the least affordable city in the country…


  • IndyMac Bancorp Inc., a prolific mortgage specialist that helped fuel the housing boom, was seized Friday by federal regulators in one of the largest bank failures in U.S. history.


  • IndyMac Bancorp, a prolific mortgage specialist that helped fuel the housing boom, was seized by federal regulators in one of the largest bank failures in U.S. history. The bank will be run by the Federal Deposit Insurance Corp. and will reopen Monday.